When you set out to purchase a home in California, you are spending a lot of money, and in most cases mortgaging your home, which will consume a portion of your future earnings. After closing your real estate deal, you will incur many more expenses for decorating and furnishing the home and moving your personal property into the home. The act of taking up residence adds up faster than people often think. It only makes sense to protect your investment in a home and your personal belongings by buying an adequate homeowners insurance policy. Buying home insurance in Riverside requires finding and building a relationship with a reputable insurance agent, someone who advises required and optional coverages needed to safeguard your financial exposures as a homeowner in the Inland Empire.
Searching for homeowners insurance in Riverside begins with choosing an insurance agent who is able to meet with you when it’s convenient with your schedule. Busy consumers should be able to count on their insurance agent to visit their home, office or where is most convenient to discuss insurance options or be able to pick up the phone to discuss detailed questions. Every contact should be prompt and courteous, especially when you’ve got pressing questions, such as the pros and cons of updating your home’s insurance coverages. Fortunately, at Pacific Security Insurance our agents are happy to welcome people without appointments, we even provide free home insurance quotes. Every time that we meet with a new customer our goal is to begin a new relationship and we look forward to covering that customer’s home insurance needs for many years to come.
As a smart consumer, you should shop for a homeowners insurance quote from a reputable agency in Riverside. You want to guarantee that your policy includes the coverages required under California state law. That information is best provided and explained by a licensed agent specializing in homeowners insurance. A typical policy might include these types of coverage for your home and property:
- Dwelling coverage
- Coverage of other structures on the land parcel
- Personal property coverage
- Loss of use
- Personal liability
- Medical payments to others
You can also add supplemental policies such as:
- Valuable Articles/Floater policies (i.e. Jewelry Insurance)
- Flood policies
- Earthquake policies
- Umbrella policies (additional liability)
- Animal Liability (liability issues due to household pets)
Remember, buying home insurance in the city of Riverside is a big decision. If you can find an affordable quote from a trusted and dedicated agent, you can count on that person to be your insurance provider for many years. It’s best to choose an agent who writes policies for reputable insurance companies that will not hike up your policy premium upon annual renewal. Before you call a random agent from the phone book, call us at Pacific Security Insurance or contact us online. It would be our pleasure to serve you and your family!